Tuesday, July 28, 2009

House Hunting Checklist

  • Establish your housing budget by reviewing your debt vs. income.
  • Get pre-approved for a mortgage loan by a lender.
  • Start researching neighborhoods and home prices.
  • Find a Realtor who is familiar with your desired area.
  • Start house hunting, and be proactive about it.
  • Focus on the parts of the house you cannot change.
  • Ask plenty of questions when looking at potential homes.
  • Make an offer based on comparable sales and your Realtor's advice.
  • Be prepared to negotiate, and have a plan for doing so. Your Realtor can give you up-to-date info on trends in the area or if offers have already been registered for the property.
  • Get the home inspected after your offer is accepted, ASAP. This is one of the most critical steps. Even new home construction should be inspected before closing, don't let the builder talk you out of it.

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